I discuss the importance of Credit Monitoring and how it will help prevent Credit Fraud and other negative effects on your Credit Report. Also, it will keep you informed of your updated Credit Score every 30 days so you will know the perfect timing to apply for a loan to get the best rates & terms. Or when to apply for a job or apartment/home rental to ensure acceptance. The site that my wife & I use and highly recommend is: http://www.IdentityMonitor.citi.com
Enjoy, and be sure to sign up for a free consultation on the homepage.