Credit Expert in Improving Credit and Repairing Credit
In this video, I discuss bankruptcy. Bankruptcy isn’t the end all solution for a “fresh” start! Did you know that a bankruptcy stays on your credit reports for 10 years? In this video I will discuss some of the Pros & Cons of Bankruptcy.
Be sure to sign up for a free consultation with me, Anthony Gaalaas.
I get asked a lot about how to deal with collectors. Should or shouldn’t you pay? In this video I talk about the consequences either way. I give you a few examples so that you can make a decision either way.
Enjoy, and be sure to sign up for a free consultation on the homepage.
Statute of Limitations
Most states are 4 years, but click on this link to find out the specific laws in your state.
Cease & Desist Letter
Use this letter to stop the annoying phone calls from bill collectors.
Rules for Credit Card Use to Increase & Maintain an Excellent Credit Score:
Most people don’t know that 35% of your Credit Score comes from use of Credit Cards.
Yes, that means you have to have Credit Cards and use them WISELY, otherwise you could be damaging 1/3 of your score!!!
Here is 7 rules that will help you INCREASE & Maintain an Excellent Credit Score:
1) Have no more than 3 to 5 cards (preferably not dept. store cards).
2) Should have at least 4 yrs of history.
3) Never open & close multiple cards — this will lower your score. If you need to close cards, close 1 every 3 months.
4) Use each card every month if you can. Use the cards in place of cash or debit cards and then just pay cards with cash from bank account.
5) Not using cards for several months will cause your score to drop – no credit use – no way to score you.
6) Never charge above 25% of the limit at any time. If you do, pay it off or at least down to 25% ASAP!
7) Carrying a balance month to month doesn’t improve your score – you can pay the cards off in full every month and avoid interest.
It is very important to make sure you have credit cards to build your credit. Even if you have had problems with credit cards in the past and find it hard to get one now. We can recommend a few companies that help Credit challenged people, even those who have filed bankruptcy.
Enjoy, and be sure to sign up for a free consultation on the homepage.
I discuss the importance of Credit Monitoring and how it will help prevent Credit Fraud and other negative effects on your Credit Report. Also, it will keep you informed of your updated Credit Score every 30 days so you will know the perfect timing to apply for a loan to get the best rates & terms. Or when to apply for a job or apartment/home rental to ensure acceptance. The site that my wife & I use and highly recommend is: http://www.IdentityMonitor.citi.com
Enjoy, and be sure to sign up for a free consultation on the homepage.
Hello everyone! Today I have for you a video from my channel, AnthonyCreditExpert, about medical identity theft.
This actually came as a bit of a surprise to me. It makes sense that it can happen but the repercussions for this type of identity theft can actually be deadly as well as costly.
That being said, I hope you find this video interesting and make sure to get in touch with me by filling out the form on the right of the page to watch my 7 secrets video. After you have had a chance to watch that you will be able to schedule your free credit consultation with me.
Looking forward to changing your financial future,
Anthony Gaalaas
Greetings everyone! This is a short video I posted about the dangers of identity theft.
Identity theft doesn’t only effect your credit score, it can also effect your personal life and safety as you will see in this video.
So, remember, be careful where you use your personal information and keep track of your spending so that you can discover quickly when something is wrong.
Looking forward to changing your financial future,
Anthony Gaalaas
Part 1
Part 2
I just posted these videos up on my YouTube channel, AnthonyCreditExpert. These videos are from my interview with Paul Haarman on “The Expert’s Corner.” I talk about the importance of credit these days and how I help folks repair their credit so they are no longer held back by something as simple as a bad credit score.
If you haven’t checked out my YouTube channel yet, be sure you do… It’s AnthonyCreditExpert and feel free to subscribe so that you can see any new videos I put up!
Looking forward to changing your financial future,
Anthony Gaalaas
My name is Anthony Gaalaas, the “Credit Expert” and I’ve been helping people, like you, with their credit restoration for many years.
I’m starting a new video series To help teach people about credit and credit restoration. I will be posting a new video every week to help you learn how you can improve your credit and your financial well being. So, feel free to leave any comments, ask any questions, watch for my newest videos and be sure to join my mailing list
Anthony Gaalaas – Radio Interview
(click to listen)
With ALL that’s been happening in the Mortgage industry, more so then ever there is a need to educate the consumer about the rules of the “Credit Game” and also how “Credit Repair” (or as I like to call it – Credit Restoration) can give many of us hope in this gloomy economy!
I’ve been a guest a couple of times on Paul Haarman’s radio show ”The Shift Economy” where we have talked about how consumers now have to shift their thinking in today’s ever changing economy. I explain some of the key strategies one needs to know to win at the “Credit Game” so you can achieve the best possible credit score attainable.
Have a listen and pass this important information along!
- Anthony
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About The Shift Economy:
The Shift Economy is an extension of a movement that is affecting nearly every household in America, and even worldwide. The shift that most people are seeing is more than just economics, it’s Socio-Economic. People are changing the way they live their lives. Our Show, Experts, Blog Posts, Articles, Video’s and worldwide network is a resource for people (particularly Entrepreneurs) who want some of the best information on how to position themselves, their business, and their lifestyle to its optimal level. Every week, experts are featured on the show providing insights, strategies, and methods.
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Paul Haarman: Paul Haarman, CEO and founder of the